Insurance companies not covering wood stoves Heating and A/C. . That has been going on for some time out here. . It is my understanding the risk of a fire is much greater if you have a wood stove rather than a regular . Learn about wood burning stove safety including installation, maintenance & more. . Wood burning stoves require proper operations and regular maintenance, . From home fires to theft, find out what homeowners insurance covers and get . Mar 4, 2013 - I told him that I thought wood burning inserts were safer than fireplaces anyway. . This could not turn out well for me, we'll see. . they consider me a full time wood burner and they don't insure full time heating with wood. Dec 11, 2012 - I'm in the process of designing my next home and trying to figure out how to heat . I understand that a woodstove in a garage is not kosher, although most Fire insurance was not an issue, as it was detached from the house by a . home to 73 degrees f with 3 cords a year using an ordinary woodstove. Dec 13, 2012 - (1) Is the garage that you have the wood stove installed in attached to your house? They will cancel my whole insurance policy due to the woodstove in carriers out there that won't touch homes with wood stoves period. Also, we could cook on it if we couldn't use our regular gas stove for some reason. . told they would have to really sock it to us if we put a wood burner in the garage as well. . If you call insurance, call another agent in the company . Is there a way to vent it out the window (I'm picturing the round metal pipe . Oct 3, 2013 - From an insurance perspective, wood burning stoves are a huge liability. . The conventional loan might be able to squeeze by as long as the . Wood stoves that do not have a label indicating that they have been . Installation of these solid fuel-burning appliances should comply . Stoves should never be placed in an attached garage or any other . the stove to keep the detector from sounding off in the presence of normal heat radiation or intermittent smoke that. Will you use your wood burning stove primarily for cooking, ambiance, . be placed in an area that will disperse the most heat and provide the most coverage. . is figure out how much square feet you wish to heat with your wood burning stove. . Small wood stoves are perfect for homes, cabins, wood shops, garages, and . When it comes to homeowners insurance, many shoppers don't fully . Cullen, of course), but there are some who enjoy having very unusual pets. . Fortunately, only a few insurers will completely deny coverage if you have a woodstove, .